Question: Why Debit Card Is Blocked?

Why is my payment being declined Online?

Declined (Card declined by issuer – contact card issuer to determine reason.) This generally occurs for one of two reasons: The customer’s credit card issuing bank did not approve the transaction.

This could be for insufficient funds, frozen account status, invalid credit card number or expiration date, etc..

How can I activate my debit card online?

Steps, how to activate a new ATM Card onlineStep 1: Visit www.onlinesbi.com.Step 2: Login to SBI net banking portal by providing the username and password details.Step 3: Select ‘e-Services and click on ‘ATM card services’ option.Step 4: A new page will appear, click on ‘New ATM Card Activation’.More items…•

Why would my debit card be blocked?

Normally debit cards can be blocked if there is fraud on the account so the fraudster can’t do any more damage to your account. However, there can be times where your card gets blocked because the store you went to has had a high volume of fraudulent charges made at the specific location.

Why is my debit card being declined when I have money in my account?

My Debit Card Payment Has Been Declined Even Though I Have Enough Money to Cover the Payment. … Your debit card has been locked by your issuing institution. This often happens when you enter an incorrect PIN at an ATM more than a few times. The charge is larger than what you usually would put on your card.

Can I still use my debit card if my account is locked?

Yes, you can still use your credit card if your bank account’s username and password have been locked. This is because your credit card account has no connection to your bank account. … So, even if you lock out your debit card and your regular bank account your credit card should work just fine.

How can I open my blocked ATM card?

Application to the bank: If due to negligence, carelessness or security reasons, the ATM card gets blocked, the best option is to visit the nearest bank branch and give a written application to the bank personnel.

Can I receive money if my card is blocked?

You just blocked your debit card not your account, debit card is just a medium to withdraw money from your bank account, if it is blocked or damaged it won’t hamper your money at bank account. You can withdraw your money from your bank account anytime by using other methods.

What is 150 blocked?

It is learnt that the bank has proceeded to block cards of those customers who had failed to change the ATM PIN when alerted on an earlier occasion. These customers had been instructed to look out for a message, ‘Response Code 150’ saying ‘your card is blocked,’ while logging in at the ATM.

How long does it take to unblock a debit card?

In this case, you will need to visit your card issuer’s office to get it unblocked by submitting a written application. The time taken to unblock your card in such cases can range between 48 hours and 5 working days, depending on the card issuer.

How can I unblock my credit card?

You can unblock your card online by logging in to your net banking account as well for the banks who offer the option of doing so. You can click on the section of ‘cards’ and select your credit card and choose to unblock it. However, it cannot be unblocked if it has been blocked due to theft or loss.

What do I do if my debit card is blocked?

If due to some negligence or carelessness the ATM card gets blocked, then the best thing to do is visit your nearest bank branch. All one needs to do is submit a written application along with the cardholder’s identity proofs, so that the bank can take further procedures to unblock the ATM card.

Can you unblock your bank card?

You can usually: Unblock your bank card at an ATM. They may offer PIN unblock services over the phone. They may offer PIN unblock services over the phone.

How can I unblock my debit card online?

6 Simple Steps to Block Unblock your Debit CardLogin to Internet Banking/Mobile Banking.Click on DEBIT CARD SERVICES.Click on DEBIT CARD OFF (Temporary Blocking).Select your Account Number & Card Number form the drop-down menu, select the reason and enter your comments.More items…

Why is my card blocked for online transaction?

“Existing cards that have never been used for online/international/contactless transactions shall be mandatorily disabled for this purpose,” RBI said in a statement. In short, after March 16th, any debit or credit card can be blocked for online services.

How can I unblock my ATM card by SMS?

The cardholder can send an SMS to the number forwarding the message and ATM card will be blocked immediately. This can be helpful when any fraudulent transaction is done but will not be helpful in case of theft of ATM card until any transaction is made.